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Analysis of the latest interest rate increase in the US

  • Fri, June 24, 2022 11:52 AM
    Reply # 12827826 on 12825938
    Christian Szpilfogel (Administrator)
    Victor Menasce wrote:

    Last week I was part of the faculty at the 20th annual Investor Summit, hosted by The Real Estate Guys in Belize. We had a real-time commentary by Danielle DiMartino Booth, who worked for the Federal Reserve Bank of Dallas for nine years. Her perspective gave us a peek behind the curtain that is seldom seen by the investing public. This session was live broadcast on Facebook and is available to you here for review. 

    https://fb.watch/dHcuFbbHe6/


    This is REALLY worth the watch. Some technical issues at the beginning but once she got rolling, it was riveting. Thanks for sharing Victor!
  • Fri, June 24, 2022 11:51 AM
    Reply # 12827825 on 12827293
    Christian Szpilfogel (Administrator)
    Khurram Mirza wrote:

    Thanks for sharing. With respect to here in Canada I for one having a tough time deciding whether to go with Variable vs Fixed for my BRRR projects due to BoC continuous rate hikes. Variable gives pre-payment flexibility and examined historically, variable rates have proven to be less expensive over time but history repeats itself until it doesn't.  


    For BRRRR or repositioning projects, I tend to go variable for the reasons you state. However, I have at times used fixed mortgage products that have a term that aligns with my exit timeline. If I run over then it just becomes an open mortgage. On my stabilized assets, I have a higher mix of fixed vehicles more for operational cash flow predictability. That and the fact that with commercial assets, variable products are rare.

    Here is an article I wrote (with feedback from John Walsh) on managing risk with respect to variable vs fixed products: https://aliferous.ca/should-i-go-variable-or-fixed-rate-mortgage/


  • Thu, June 23, 2022 10:13 PM
    Reply # 12827293 on 12825938

    Thanks for sharing. With respect to here in Canada I for one having a tough time deciding whether to go with Variable vs Fixed for my BRRR projects due to BoC continuous rate hikes. Variable gives pre-payment flexibility and examined historically, variable rates have proven to be less expensive over time but history repeats itself until it doesn't.  


  • Wed, June 22, 2022 10:09 PM
    Message # 12825938
    Victor Menasce (Administrator)

    Last week I was part of the faculty at the 20th annual Investor Summit, hosted by The Real Estate Guys in Belize. We had a real-time commentary by Danielle DiMartino Booth, who worked for the Federal Reserve Bank of Dallas for nine years. Her perspective gave us a peek behind the curtain that is seldom seen by the investing public. This session was live broadcast on Facebook and is available to you here for review. 

    https://fb.watch/dHcuFbbHe6/


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